Assumable VA loan at a 5.75% interest rate!! Welcome Home! This spacious 2-bedroom, 2-bathroom residence in Palm Terrace Gardens has so much to offer. As you walk through the front door, you'll notice fresh exterior and interior paint, an updated kitchen, and numerous modern upgrades throughout. Tile flooring flows through the main living areas, creating an open and bright atmosphere. The kitchen features modern cabinets, granite countertops, and stainless-steel appliances including a range, microwave, and dishwasher. Both bedrooms and bathrooms showcase new vinyl plank flooring, while the updated bathrooms include contemporary vanities and lighting. The primary bedroom offers a walk-in closet with direct access to the bathroom. A newly installed, whole-house water filtration system provides great-tasting water throughout the home-while also helping you save on bottled water and enjoy noticeably softer hair and skin after every shower. Additional highlights include a new HVAC system (2022), roof (2017), water heater (2022), water softener and filtration system (2025), and updated windows. In 2025, the roof was further reinforced with the addition of a third nail, providing increased structural strength and notable insurance savings. Outside, enjoy your very own beautiful papaya tree, and for added convenience, an electric vehicle charger can be included with the purchase. Centrally located with easy access to US-19, shopping, dining, and the Gulf beaches. Schedule your showing today!