OWNER FINANCING AVAILABLE! This charming 4-bedroom, 2-bathroom home with a spacious Florida room is nestled on a lot in the sought-after Charlotte Park community of Punta Gorda. With 1,464 square feet of living space and an open, split floor plan, the home offers plenty of potential and flexibility. Water intrusion remediation has been completed, giving you the perfect opportunity to customize the kitchen, bathrooms, and bedrooms to your personal taste. Durable tile flooring runs throughout the home, and the primary bedroom includes an en-suite bathroom. Two guest bedrooms feature built-in closets and share a full bath, while a generously sized fourth bedroom-complete with a walk-in closet-is located separately for added privacy. The bright Florida room is filled with natural light thanks to its large windows and overlooks a spacious backyard with plenty of room to add a pool or create your ideal outdoor oasis. A utility room, conveniently located just off the Florida room, offers laundry hookups and additional storage space. The property also includes a 120-square-foot shed for even more storage options. Updates include a new metal roof in 2022, a new A/C unit installed in 2024, and impact windows for added security and energy efficiency. The exterior was freshly painted in 2023, giving the home a clean, updated look. Located in Charlotte Park, the property provides access to a private community boat launch with direct canal and harbor access. With no deed restrictions or HOA, you have the freedom to truly make this property your own. City water is already connected, and the location offers easy access to I-75, US-41, public boat ramps, beaches, golf courses, shopping, dining, and all that Punta Gorda has to offer. Whether you're searching for a full-time residence, a seasonal getaway, or a smart investment opportunity, this home is full of potential and ideally situated. Don't miss out-schedule your showing today!